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	<title>Your Mortgage </title>
	<link>http://www.yourmortgage.com/</link>
	<description>Latest from Your Mortgage</description>
	<language>en-us</language>
	<webMaster>web@incisivemedia.com</webMaster>
	<lastBuildDate>Tue,  9 Feb 2010 12:47:34 +0000 GMT</lastBuildDate>
	<ttl>15</ttl>
	<item>
	<title>YBS launches two-year fix at 3.29%</title>
	<link>http://www.yourmortgage.co.uk/news/3626478</link> 
	<description>Yorkshire Building Society is launching a two-year fixed-rate mortgage at 3.29% up to 60% LTV with a &amp;amp;pound;1,195 fee. </description>
	<pubDate>Wed, 27 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626478</guid>
	</item>
	<item>
	<title>House prices up 105% in last 10 years: Halifax </title>
	<link>http://www.yourmortgage.co.uk/news/3626479</link> 
	<description>Halifax&amp;amp;#39;s latest historical analysis of its house price data has revealed that house prices increased by 105% during the past decade. </description>
	<pubDate>Wed, 27 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626479</guid>
	</item>
	<item>
	<title>UK exits recession with tentative 0.1% growth </title>
	<link>http://www.yourmortgage.co.uk/news/3626475</link> 
	<description>The UK economy has exited its longest recession since records began, with GDP growth of 0.1% in the final quarter of 2009. </description>
	<pubDate>Tue, 26 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626475</guid>
	</item>
	<item>
	<title>Higher LTV products on the rise </title>
	<link>http://www.yourmortgage.co.uk/news/3626473</link> 
	<description>Analysis by Moneysupermarket has revealed more products are now available to mortgage borrowers with lower deposits.</description>
	<pubDate>Tue, 26 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626473</guid>
	</item>
	<item>
	<title>BBA: Approvals down 27% in 2009</title>
	<link>http://www.yourmortgage.co.uk/news/3626474</link> 
	<description>Figures from the British Bankers&amp;amp;#39; Association have revealed that mortgage lending grew by &amp;amp;pound;3.5bn in December 2009.</description>
	<pubDate>Tue, 26 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626474</guid>
	</item>
	<item>
	<title>273% rise in property prices </title>
	<link>http://www.yourmortgage.co.uk/news/3626460</link> 
	<description>The average UK house price has grown by 273% over the last 50 years.</description>
	<pubDate>Wed, 20 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626460</guid>
	</item>
	<item>
	<title>Foreign banks lead competition </title>
	<link>http://www.yourmortgage.co.uk/news/3626457</link> 
	<description>Overseas banks are forcing much-needed competition in the UK mortgage market. </description>
	<pubDate>Wed, 20 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626457</guid>
	</item>
	<item>
	<title>The year ahead</title>
	<link>http://www.yourmortgage.co.uk/news/3626445</link> 
	<description>Michael White of Emailmortgages.com looks at what is in store for the mortgage and housing markets in 2010</description>
	<pubDate>Thu, 14 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626445</guid>
	</item>
	<item>
	<title>A&amp;amp;amp;L most competitive lender </title>
	<link>http://www.yourmortgage.co.uk/news/3626424</link> 
	<description>Alliance &amp;amp;amp; Leicester proved to be the most competitive UK mortgage lender in the last quarter of 2009, knocking HSBC off the top spot. </description>
	<pubDate>Thu,  7 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626424</guid>
	</item>
	<item>
	<title>Bank Base Rate held at 0.5%</title>
	<link>http://www.yourmortgage.co.uk/news/3626420</link> 
	<description>The Monetary Policy Committee of the Bank of England has voted to maintain the Bank Base Rate at 0.5% for the 10th consecutive month.</description>
	<pubDate>Thu,  7 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626420</guid>
	</item>
	<item>
	<title>Conditions thaw for first-time buyers </title>
	<link>http://www.yourmortgage.co.uk/news/3626416</link> 
	<description>Mortgages are now affordable for first-time buyers in almost a quarter of local authority areas. </description>
	<pubDate>Wed,  6 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626416</guid>
	</item>
	<item>
	<title>Special deals for current account customers </title>
	<link>http://www.yourmortgage.co.uk/news/3626415</link> 
	<description>More and more banks are offering enhanced mortgage deals to current account holders in an attempt to become &amp;amp;lsquo;one-stop shops&amp;amp;#39;, providing as many financial services and products as possible to customers.</description>
	<pubDate>Wed,  6 Jan 2010 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626415</guid>
	</item>
	<item>
	<title>House prices up for fourth consecutive month: Hometrack </title>
	<link>http://www.yourmortgage.co.uk/news/3626365</link> 
	<description>House prices have grown for the fourth consecutive month, according to the latest national house price survey published by Hometrack, the housing intelligence business. </description>
	<pubDate>Mon, 30 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626365</guid>
	</item>
	<item>
	<title>Moneysupermarket issues Stamp Duty warning </title>
	<link>http://www.yourmortgage.co.uk/news/3626364</link> 
	<description>Moneysupermarket has warned that the end of the Stamp Duty holiday will have a severe impact on first-time buyers. </description>
	<pubDate>Mon, 30 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626364</guid>
	</item>
	<item>
	<title>Sub-prime mortgage enquiries on the rise </title>
	<link>http://www.yourmortgage.co.uk/news/3626363</link> 
	<description>Requests for advice on sub-prime mortgages rose in October, according to the latest Mortgage Advice Drivers from Unbiased. </description>
	<pubDate>Mon, 30 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626363</guid>
	</item>
	<item>
	<title>Society approvals hold steady: BSA </title>
	<link>http://www.yourmortgage.co.uk/news/3626362</link> 
	<description>Mortgage approvals and lending from building societies were steady in October compared to September, according to the latest statistics from the Building Societies Association (BSA). </description>
	<pubDate>Mon, 30 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626362</guid>
	</item>
	<item>
	<title>House prices rise 0.6% in October: Land Registry </title>
	<link>http://www.yourmortgage.co.uk/news/3626361</link> 
	<description>The Land Registry has revealed that house prices rose by 0.6% in October, the fifth month in a row prices have increased.</description>
	<pubDate>Fri, 27 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626361</guid>
	</item>
	<item>
	<title>Coventry Building Society launches new product range</title>
	<link>http://www.yourmortgage.co.uk/news/3626360</link> 
	<description>Coventry Building Society is launching a new mortgage product range with rates lowered by up to 0.66%. </description>
	<pubDate>Fri, 27 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626360</guid>
	</item>
	<item>
	<title>Abbey makes further rate cuts </title>
	<link>http://www.yourmortgage.co.uk/news/3626358</link> 
	<description>Abbey has made alterations to its mortgage range by reducing its trackers by 0.3% and launching a new first-time buyer deal at 5.99%. </description>
	<pubDate>Fri, 27 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626358</guid>
	</item>
	<item>
	<title>Thousands of consumers seeking financial advice </title>
	<link>http://www.yourmortgage.co.uk/news/3626356</link> 
	<description>Research by Unbiased has revealed that as the UK may begin to see the green shoots of an economic recovery, over 27,000 consumers sought guidance from an independent financial adviser in October. </description>
	<pubDate>Thu, 26 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626356</guid>
	</item>
	<item>
	<title>RBS and HBOS received &amp;amp;pound;61bn in support </title>
	<link>http://www.yourmortgage.co.uk/news/3626353</link> 
	<description>The Bank of England (BoE) has revealed it lent &amp;amp;pound;61.6bn propping up Royal Bank of Scotland (RBS) and Halifax Bank of Scotland (HBOS) in October and November 2008.</description>
	<pubDate>Wed, 25 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626353</guid>
	</item>
	<item>
	<title>Kensington returns to lending </title>
	<link>http://www.yourmortgage.co.uk/news/3626352</link> 
	<description>Kensington has returned to lending with a two-year fixed rate product through three distribution partners. </description>
	<pubDate>Wed, 25 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626352</guid>
	</item>
	<item>
	<title>Treasury issues buy-to-let regulation proposals </title>
	<link>http://www.yourmortgage.co.uk/news/3626351</link> 
	<description>The Government is proposing the expansion of the FSA&amp;amp;#39;s remit to include the regulation of buy-to-let and second-charge mortgages, according to new proposals published by the Treasury today.</description>
	<pubDate>Wed, 25 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626351</guid>
	</item>
	<item>
	<title>Two-fifths don&amp;amp;#39;t understand offset mortgages </title>
	<link>http://www.yourmortgage.co.uk/news/3626348</link> 
	<description>Research by First Direct has revealed that 40% of homeowners don&amp;amp;#39;t understand the basic idea of an offset mortgage and a further 35% only roughly know how they work.</description>
	<pubDate>Tue, 24 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626348</guid>
	</item>
	<item>
	<title>Mortgage approvals hit 21-month high </title>
	<link>http://www.yourmortgage.co.uk/news/3626347</link> 
	<description>Mortgage approvals for house purchase in October have risen to their highest level since January 2008, according to the latest monthly report from the British Bankers&amp;amp;#39; Association (BBA). </description>
	<pubDate>Tue, 24 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626347</guid>
	</item>
	<item>
	<title>Borrowers warned over SVR complacency </title>
	<link>http://www.yourmortgage.co.uk/news/3626345</link> 
	<description>Research by Moneysupermarket has revealed that Standard Variable Rate (SVR) mortgage deals are now charging 4.7% on average, a reduction of just 0.98% in twelve months compared to a 2.5% fall in Bank Base Rate over the same period. </description>
	<pubDate>Mon, 23 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626345</guid>
	</item>
	<item>
	<title>Rates fall on two-year fixed deals </title>
	<link>http://www.yourmortgage.co.uk/news/3626344</link> 
	<description>The average two year fixed rate deal has fallen to its lowest level since June, according to Moneyfacts. </description>
	<pubDate>Mon, 23 Nov 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626344</guid>
	</item>
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	<title>Clicks and mortar</title>
	<link>http://www.yourmortgage.co.uk/news/3626275</link> 
	<description>Rob Davies explains how best to use the Internet to get a good mortgage deal</description>
	<pubDate>Thu, 29 Oct 2009 00:00:00 +0000 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626275</guid>
	</item>
	<item>
	<title>First-time buyer enquiries reach all-time high </title>
	<link>http://www.yourmortgage.co.uk/news/3626260</link> 
	<description>Research by Unbiased, the professional advice website, has revealed first-time buyer enquiries reached an all-time high in September, representing 51% of all mortgage applicants.</description>
	<pubDate>Fri, 23 Oct 2009 00:00:00 +0100 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626260</guid>
	</item>
	<item>
	<title>Parents raiding savings to help offspring buy property </title>
	<link>http://www.yourmortgage.co.uk/news/3626259</link> 
	<description>With housing affordability at its best level for six years, 70% of parents with children over the age of 18 believe now is the right time for their children to get on the housing ladder, according to Lloyds TSB. </description>
	<pubDate>Fri, 23 Oct 2009 00:00:00 +0100 GMT</pubDate> 
	<guid>http://www.yourmortgage.co.uk/news/3626259</guid>
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