http://www.yourmortgage.com/ Latest from Your Mortgage en-us web@incisivemedia.com Tue, 9 Feb 2010 12:47:29 +0000 GMT 15 http://www.yourmortgage.co.uk/news/3626513 Tracker mortgages, which follow the Bank of England Base rate, were priced at record low levels of interest in January, as competition in the market picked up slightly. Tue, 9 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626513 http://www.yourmortgage.co.uk/news/3626515 Countrywide Mortgage Services, a division of the UK's largest estate agency, reported a 14% leap in total mortgage applications in January, with remortgages reaching their highest level for seven months. Tue, 9 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626515 http://www.yourmortgage.co.uk/news/3626514 The arctic conditions sweeping the UK in January sent a chill down the collective spine of the country's estate agents, with 20% more reporting a fall rather than a rise in the number of new property buyers signing onto their books in January. Tue, 9 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626514 http://www.yourmortgage.co.uk/news/3626512 Letting agents are feeling more positive about the future of the private rented sector of the property market than they were 12 months ago. Mon, 8 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626512 http://www.yourmortgage.co.uk/news/3626511 Hundreds of thousands of mortgage borrowers currently sitting on their lenders' Standard Variable Rates (SVRs) could benefit financially from moving their mortgage to a new deal and/or lender. Mon, 8 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626511 http://www.yourmortgage.co.uk/news/3626510 Buy-to-let landlords are so anxious to keep hold of their existing tenants that they are showing far more leniency when it comes to the late payment of rent. Mon, 8 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626510 http://www.yourmortgage.co.uk/news/3626509 A consultation has been released looking at whether homeowners who have run up non-mortgage debt should have to reached a particular level of indebtedness before a court can order the sale of their home to cover their repayments. Mon, 8 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626509 http://www.yourmortgage.co.uk/news/3626508 The UK's largest mortgage lender, Halifax, will no longer allow existing borrowers moving home to ‘port' their standard variable rate mortgage with them. Fri, 5 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626508 http://www.yourmortgage.co.uk/news/3626507 MP David Blunkett has indicated his support for the equity release sector and sent a rallying cry to the industry to develop more products that enable more homeowners to free up some of the cash tied up in their homes. Fri, 5 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626507 http://www.yourmortgage.co.uk/news/3626505 Existing borrowers with Nationwide mortgages who either choose to or find themselves forced to rent out their existing property when they move home, will have to remortgage to a Let to Buy mortgage with subsidiary The Mortgage Works. Fri, 5 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626505 http://www.yourmortgage.co.uk/news/3626506 The Government is considering allowing a Stamp Duty concession for institutional property investors in an attempt to boost the property market. Fri, 5 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626506 http://www.yourmortgage.co.uk/news/3626503 The Bank of England's Base Rate of interest has been held at its record low of 0.5% for at least another month. Thu, 4 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626503 http://www.yourmortgage.co.uk/news/3626502 The Halifax House Price Index has recorded an increase of just 0.6% in the average UK house price for the month of January. Thu, 4 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626502 http://www.yourmortgage.co.uk/news/3626501 The number of mortgage products aimed at or suitable for first-time buyers increased in January. Thu, 4 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626501 http://www.yourmortgage.co.uk/news/3626500 The month of January enjoyed the biggest leap in the number of mortgage deals available for more than a year. Wed, 3 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626500 http://www.yourmortgage.co.uk/news/3626499 Norwich & Peterborough Building Society has announced that it will increase its Standard Variable Rate (SVR), increasing the monthly mortgage repayments for around 7,500 borrowers. Wed, 3 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626499 http://www.yourmortgage.co.uk/news/3626497 The mortgage industry has already "corrected itself" and will not benefit from any further hard-hitting regulation by the Financial Services Authority (FSA). Wed, 3 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626497 http://www.yourmortgage.co.uk/news/3626498 Mortgage lenders have warned that they are facing a £300bn shortfall in the amount of funds they have available to lend out to mortgage borrowers in the future. Wed, 3 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626498 http://www.yourmortgage.co.uk/news/3626496 The highest Standard Variable Rate in the UK is currently being charged by Cheshire Mortgage Corporation (CMC).  Tue, 2 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626496 http://www.yourmortgage.co.uk/news/3626495 Half of buy-to-let landlords want to buy more residential property to rent out privately, but are being constrained by the lack of available mortgage finance. Tue, 2 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626495 http://www.yourmortgage.co.uk/news/3626493 Mortgage intermediaries believe that 2010 will be a good year for the UK mortgage market. Tue, 2 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626493 http://www.yourmortgage.co.uk/news/3626494 Building societies accounted for just 13% of gross mortgage lending last year, a dramatic reduction from their 15.2% market share in 2006 and 16.7% in 2003. Tue, 2 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626494 http://www.yourmortgage.co.uk/news/3626491 Lloyds Banking Group (LBG) has successfully raised £2.5bn through issuing bonds backed by UK residential mortgages. Mon, 1 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626491 http://www.yourmortgage.co.uk/news/3626492 Mortgage lending hit £13.5bn in December according to figures from the Bank of England. Mon, 1 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626492 http://www.yourmortgage.co.uk/news/3626490 Gross mortgage lending by mutual societies rose 15% in December, from £1.6bn to £1.8bn, according to data from the Building Societies Association (BSA). Mon, 1 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626490 http://www.yourmortgage.co.uk/news/3626489 UK house prices are set to rise by 6% by the end of 2010. Mon, 1 Feb 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626489 http://www.yourmortgage.co.uk/news/3626486 The number of letting agents reporting demand for private rental property outweighing supply soared in the last quarter of 2009. Fri, 29 Jan 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626486 http://www.yourmortgage.co.uk/news/3626485 Average UK property prices kicked off the New Year with a strong performance, picking up by 1.2% compared to December. Fri, 29 Jan 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626485 http://www.yourmortgage.co.uk/news/3626488 Flats are proving more popular than houses when it comes to privately rented property. Fri, 29 Jan 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626488 http://www.yourmortgage.co.uk/news/3626487 The Financial Services Authority (FSA) has introduced new rules and guidance to protect former homeowners in the sale-and-rent-back (SARB) market. Fri, 29 Jan 2010 00:00:00 +0000 GMT http://www.yourmortgage.co.uk/news/3626487